Uber's services have revolutionized modern travel. With just a tap on your phone, you can get a ride almost anywhere, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, and passengers could end up injured.
In this article, typical Uber accident injuries, who may be liable for damages, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
When riding in an Uber, many different types of injuries, especially during collisions or accidents. Some frequent injuries include:
Cervical Strain: Whiplash often results from rear-end crashes, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.
Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
Another Motorist: When another driver causes the accident, they may be held responsible.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective uber sexual assault lawsuit parts. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
How to File a Legal Action for Uber Injuries
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.